Shopify Fee Calculator
Find out what Shopify really costs per order: the card processing fee, the extra fee for using another payment provider, and your monthly plan spread across your sales.
Calculator
Fee breakdown
Enter your average order value to see Shopify's fees.
How to use the Shopify Fee Calculator
- Choose your store's country and plan. The calculator fills in that plan's 2026 price and card rates.
- Enter your average order value (what a customer pays at checkout) and roughly how many orders you get per month.
- Choose how customers pay. With Shopify Payments you pay one card fee. With another provider you pay that provider's fee plus Shopify's third-party transaction fee.
- Add product, shipping and other costs per order to see profit per order and per month.
- Try a different plan: if the cheaper card rate on a higher plan saves more than the extra monthly cost, it is worth upgrading.
How it is calculated
Payment fee (Shopify Payments) = card % × order value + fixed fee
Payment fee (other provider) = provider % × order value + provider fixed fee
+ Shopify third-party fee % × order value
Plan cost per order = monthly plan price ÷ orders per month
Shopify cost per order = payment fee + plan cost per order
Profit per order = order value − Shopify cost per order − your costs
The third-party transaction fee (2% on Basic, 1% on Grow, 0.6% on Advanced) is only charged when you do not use Shopify Payments. In India, where Shopify Payments is not available, every store pays it on top of its gateway's charge.
Worked examples
US: Basic plan, $50 orders, 100 orders a month
At 100 orders the $39 plan adds $0.39 to each order on top of the 2.9% + 30¢ card fee.
| Order value | $50.00 |
| Shopify Payments (2.9% + 0.3) | −$1.75 |
| Plan cost per order (Basic, 39/month ÷ 100 orders) | −$0.39 |
| Your costs (item, shipping, packaging) | −$25.00 |
Fees: $2.14 (4.28%) · Profit per order: $22.86 · Per month: $2,286.00
US: the same store using PayPal instead of Shopify Payments
Using another provider adds Shopify's 2% third-party fee on top of that provider's own charge (here 3.49% + 49¢ as an example rate).
| Order value | $50.00 |
| Payment provider (3.49%) + Shopify third-party fee (2%) | −$3.24 |
| Plan cost per order (Basic, 39/month ÷ 100 orders) | −$0.39 |
| Your costs (item, shipping, packaging) | −$25.00 |
Fees: $3.63 (7.25%) · Profit per order: $21.38 · Per month: $2,137.50
UK: Basic plan, £35 orders, 80 orders a month
UK card rates are lower than US ones: 2% + 25p on Basic.
| Order value | £35.00 |
| Shopify Payments (2% + 0.25) | −£0.95 |
| Plan cost per order (Basic, 19/month ÷ 80 orders) | −£0.24 |
| Your costs (item, shipping, packaging) | −£15.50 |
Fees: £1.19 (3.39%) · Profit per order: £18.31 · Per month: £1,465.00
UK: Grow plan, £35 orders, 600 orders a month
At higher volume the cheaper 1.7% card rate on Grow saves more than the extra plan cost.
| Order value | £35.00 |
| Shopify Payments (1.7% + 0.25) | −£0.85 |
| Plan cost per order (Grow, 49/month ÷ 600 orders) | −£0.08 |
| Your costs (item, shipping, packaging) | −£15.50 |
Fees: £0.93 (2.65%) · Profit per order: £18.57 · Per month: £11,144.00
Canada: Basic plan, C$70 orders, 120 orders a month
2.8% + 30¢ per order plus the C$49 plan.
| Order value | C$70.00 |
| Shopify Payments (2.8% + 0.3) | −C$2.26 |
| Plan cost per order (Basic, 49/month ÷ 120 orders) | −C$0.41 |
| Your costs (item, shipping, packaging) | −C$37.00 |
Fees: C$2.67 (3.81%) · Profit per order: C$30.33 · Per month: C$3,639.80
Canada: international card on the same order
International and Amex cards pay 3.5% on Basic.
| Order value | C$70.00 |
| Shopify Payments (3.5% + 0.3) | −C$2.75 |
| Plan cost per order (Basic, 49/month ÷ 120 orders) | −C$0.41 |
| Your costs (item, shipping, packaging) | −C$37.00 |
Fees: C$3.16 (4.51%) · Profit per order: C$29.84 · Per month: C$3,581.00
Australia: Basic plan, A$80 orders, 150 orders a month
Australian domestic cards are 1.7% + 30¢ on Basic.
| Order value | A$80.00 |
| Shopify Payments (1.7% + 0.3) | −A$1.66 |
| Plan cost per order (Basic, 42/month ÷ 150 orders) | −A$0.28 |
| Your costs (item, shipping, packaging) | −A$41.00 |
Fees: A$1.94 (2.43%) · Profit per order: A$37.06 · Per month: A$5,559.00
Australia: Advanced plan at 2,000 orders a month
At this volume the plan price is spread so thinly that the lower card rate matters most.
| Order value | A$80.00 |
| Shopify Payments (1.35% + 0.3) | −A$1.38 |
| Plan cost per order (Advanced, 431/month ÷ 2000 orders) | −A$0.22 |
| Your costs (item, shipping, packaging) | −A$41.00 |
Fees: A$1.60 (1.99%) · Profit per order: A$37.40 · Per month: A$74,809.00
India: Basic plan, ₹1,200 orders, 200 orders a month
Without Shopify Payments, the 2% gateway fee and Shopify's 2% third-party fee both apply.
| Order value | ₹1,200.00 |
| Payment provider (2%) + Shopify third-party fee (2%) | −₹48.00 |
| Plan cost per order (Basic, 1499/month ÷ 200 orders) | −₹7.50 |
| Your costs (item, shipping, packaging) | −₹530.00 |
Fees: ₹55.50 (4.62%) · Profit per order: ₹614.51 · Per month: ₹1,22,901.00
India: Grow plan at 1,000 orders a month
Grow cuts the third-party fee to 1%, which saves more than its higher plan price at this volume.
| Order value | ₹1,200.00 |
| Payment provider (2%) + Shopify third-party fee (1%) | −₹36.00 |
| Plan cost per order (Grow, 5599/month ÷ 1000 orders) | −₹5.60 |
| Your costs (item, shipping, packaging) | −₹530.00 |
Fees: ₹41.60 (3.47%) · Profit per order: ₹628.40 · Per month: ₹6,28,401.00
Fees used by this calculator
| Country | Plan | Per month | Shopify Payments card rate | Third-party fee |
|---|---|---|---|---|
| United States | Basic | $39.00 ($29.00 yearly) | 2.9% + $0.30 | 2% |
| Grow | $105.00 ($79.00 yearly) | 2.7% + $0.30 | 1% | |
| Advanced | $399.00 ($299.00 yearly) | 2.5% + $0.30 | 0.6% | |
| United Kingdom | Basic | £25.00 (£19.00 yearly) | 2% + £0.25 (3.1% intl/Amex) | 2% |
| Grow | £65.00 (£49.00 yearly) | 1.7% + £0.25 (2.7% intl/Amex) | 1% | |
| Advanced | £344.00 (£259.00 yearly) | 1.5% + £0.25 (2.5% intl/Amex) | 0.6% | |
| Canada | Basic | C$49.00 (C$37.00 yearly) | 2.8% + C$0.30 (3.5% intl/Amex) | 2% |
| Grow | C$132.00 (C$99.00 yearly) | 2.6% + C$0.30 (3.4% intl/Amex) | 1% | |
| Advanced | C$517.00 (C$389.00 yearly) | 2.4% + C$0.30 (3.3% intl/Amex) | 0.6% | |
| Australia | Basic | A$56.00 (A$42.00 yearly) | 1.7% + A$0.30 (3.5% intl/Amex) | 2% |
| Grow | A$149.00 (A$114.00 yearly) | 1.55% + A$0.30 (3.4% intl/Amex) | 1% | |
| Advanced | A$575.00 (A$431.00 yearly) | 1.35% + A$0.30 (3.3% intl/Amex) | 0.6% | |
| India | Basic | ₹1,994.00 (₹1,499.00 yearly) | Not available | 2% |
| Grow | ₹7,447.00 (₹5,599.00 yearly) | Not available | 1% | |
| Advanced | ₹30,164.00 (₹22,680.00 yearly) | Not available | 0.6% |
Last verified: . Official sources: Shopify pricing (US) · Shopify blog: credit card processing fees · Shopify pricing (UK) · Shopify pricing (CA) · Shopify pricing (AU) · Shopify pricing (IN)
When does upgrading your Shopify plan pay off?
A higher plan costs more each month but charges a lower card rate. The upgrade pays for itself when your monthly sales are big enough that the saving on card fees beats the extra plan cost. Divide the extra monthly cost by the difference in card rates to find the break-even sales figure. For example, in the US Grow costs $66 a month more than Basic (monthly billing) and saves 0.2 percentage points per card payment, so it only pays off above about $33,000 of card sales a month, before counting any other features you need.
What this calculator does not include
Apps, themes, domain names, Shopify Shipping labels, currency conversion, chargebacks, Shopify POS hardware and taxes you collect are not included. Add the per-order cost of apps and packaging to "Apps, packaging & other per order" for a more complete picture.
Frequently asked questions
How much does Shopify charge per transaction?
With Shopify Payments in the US you pay 2.9% + 30¢ on Basic, 2.7% + 30¢ on Grow and 2.5% + 30¢ on Advanced for online card payments. There is no separate transaction fee on top when you use Shopify Payments.
What is the Shopify third-party transaction fee?
If you take payments through a provider other than Shopify Payments, Shopify charges 2% (Basic), 1% (Grow) or 0.6% (Advanced) of each order, on top of what your provider charges.
Is Shopify Payments available in India?
No. Indian stores use a third-party gateway such as Razorpay, Cashfree or PayU, so they pay the gateway fee plus Shopify's third-party transaction fee on every order.
How much does Shopify cost per month in 2026?
In the US: Basic $39, Grow $105 and Advanced $399 a month when paid monthly, or $29, $79 and $299 a month when paid yearly. UK, Canadian, Australian and Indian prices are in local currency; the calculator fills them in for you.
Should I include taxes in the order value?
Use the amount the customer pays at checkout, because card fees are charged on the full amount captured, including shipping and any tax you collect.