Stripe Fee Calculator
See what Stripe charges on a card payment and what reaches your account, including international cards and currency conversion. Or enter the amount you need and get the price to charge.
Built and checked by Saurabh Pandey · page updated
Calculator
Fee breakdown
Enter an amount to see Stripe's fee.
How to use the Stripe Fee Calculator
- Choose the country of your Stripe account.
- Choose whether you want the fee on a payment or the amount to charge so that you receive an exact sum.
- Pick the card type. In the UK, Australia and India the card's issuing country changes the rate; in the US and Canada an extra percentage is added for international cards.
- Tick currency conversion if the customer pays in a different currency from your payouts.
How it is calculated
Fee = amount × (card rate % + international % + conversion %) + fixed fee You receive = amount − fee To receive X = (X + fixed fee) ÷ (1 − total % ÷ 100)
Worked examples
US: a $100 domestic card payment
2.9% + 30¢.
| Payment received | $100.00 |
| Online card payment (2.9% + 0.3) | −$3.20 |
| You receive | $96.80 |
Customer pays $100.00 · Stripe fee $3.20 · You receive $96.80 · Effective rate 3.2%
US: a $100 payment from a card issued in the UK, paid in GBP
International cards add 1.5% and currency conversion adds 1%.
| Payment received | $100.00 |
| Online card payment (2.9% + 0.3) | −$3.20 |
| Card issued outside the US (+1.5%) | −$1.50 |
| Currency conversion (+1%) | −$1.00 |
| You receive | $94.30 |
Customer pays $100.00 · Stripe fee $5.70 · You receive $94.30 · Effective rate 5.7%
UK: a £40 payment with a standard UK card
Standard UK consumer cards cost just 1.5% + 20p.
| Payment received | £40.00 |
| Standard UK card (1.5% + 0.2) | −£0.80 |
| You receive | £39.20 |
Customer pays £40.00 · Stripe fee £0.80 · You receive £39.20 · Effective rate 2%
UK: the same payment with a US card
| Payment received | £40.00 |
| International card (3.15% + 0.2) | −£1.46 |
| You receive | £38.54 |
Customer pays £40.00 · Stripe fee £1.46 · You receive £38.54 · Effective rate 3.65%
Canada: what to charge to receive C$300
| Amount to charge | C$309.27 |
| Online card payment (2.9% + 0.3) | −C$9.27 |
| You receive | C$300.00 |
Customer pays C$309.27 · Stripe fee C$9.27 · You receive C$300.00 · Effective rate 3%
Australia: an A$60 domestic card payment
Australian Stripe fees already include GST.
| Payment received | A$60.00 |
| Domestic card (1.65% + 0.3) | −A$1.29 |
| You receive | A$58.71 |
Customer pays A$60.00 · Stripe fee A$1.29 · You receive A$58.71 · Effective rate 2.15%
India: a ₹2,500 payment with an Indian card
| Payment received | ₹2,500.00 |
| Mastercard/Visa issued in India (2% + 0) | −₹50.00 |
| You receive | ₹2,450.00 |
Customer pays ₹2,500.00 · Stripe fee ₹50.00 · You receive ₹2,450.00 · Effective rate 2%
Fees used by this calculator
| Country | Payment type | Fee | Extra fees |
|---|---|---|---|
| United States | Online card payment | 2.9% + $0.30 | +1.5% Card issued outside the US; +1% currency conversion |
| Manually entered card | 3.4% + $0.30 | ||
| United Kingdom | Standard UK card | 1.5% + £0.20 | ; +2% currency conversion |
| Premium UK card | 2.8% + £0.20 | ||
| Card from the EEA | 2.5% + £0.20 | ||
| International card | 3.15% + £0.20 | ||
| Canada | Online card payment | 2.9% + C$0.30 | +0.8% International card; +2% currency conversion |
| Manually entered card | 3.4% + C$0.30 | ||
| Australia | Domestic card | 1.65% + A$0.30 | ; +2% currency conversion |
| International card | 3.5% + A$0.30 | ||
| India | Mastercard/Visa issued in India | 2% | ; +2% currency conversion |
| Mastercard/Visa issued outside India | 3% | ||
| Amex issued outside India | 3.5% | ||
| International card with USD presentment | 4.3% |
United States: Standard pay-as-you-go pricing. Businesses with large volumes can ask Stripe for custom pricing. United Kingdom: The card's issuing country decides the rate. +2% when currency conversion is needed. Canada: +0.8% for international cards and +2% when currency conversion is needed. Australia: Australian Stripe fees include GST. Stripe has announced lower international pricing from 1 April 2027. India: Stripe in India is invite-only. Check your Stripe invoice for any GST charged on fees.
Last verified: . Official sources: Stripe pricing (US) · Stripe Support: manually entered card payments · Stripe pricing (GB) · Stripe pricing (CA) · Stripe pricing (AU) · Stripe pricing (IN)
Stripe or PayPal?
For card payments from customers in your own country, Stripe is usually cheaper than PayPal Checkout: 2.9% + 30¢ against 3.49% + 49¢ in the US, and 1.5% + 20p against 2.9% + 30p in the UK. PayPal can still win on conversion, because many buyers trust it and already have an account. Many shops offer both. See the PayPal fee calculator to compare.
What is not included
Dispute (chargeback) fees, Stripe Billing, Invoicing or Tax add-ons, Radar for Fraud Teams, instant payouts and in-person Terminal pricing are not included. Businesses with large volumes can ask Stripe for custom pricing.
Frequently asked questions
How much does Stripe charge per transaction in the US?
2.9% + 30¢ for a domestic online card payment. International cards add 1.5% and currency conversion adds 1%. Manually entered cards cost 3.4% + 30¢.
What are Stripe fees in the UK?
1.5% + 20p for standard UK cards, 2.8% + 20p for premium UK cards, 2.5% + 20p for cards from the European Economic Area and 3.15% + 20p for other international cards, plus 2% if currency conversion is needed.
Does Stripe charge a monthly fee?
No. Standard Stripe pricing is pay-as-you-go with no setup or monthly fee; you only pay when you take a payment.
How do I pass Stripe fees on to customers?
Divide the amount you want to receive plus the fixed fee by (1 − the percentage). Check local rules first: surcharging card payments is restricted or banned for consumers in some places, including the UK and EU.
Is Stripe available in India?
Stripe in India works on an invite-only basis. Approved businesses pay 2% for Indian Mastercard and Visa cards and 3% for international cards, plus 2% for currency conversion.