FIRE Calculator 2026 | When Can I Retire?

FIRE Calculator

Financial Independence, Retire Early. Calculate exactly when work becomes optional.

Your Numbers

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Savings Rate: 0%

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Financial Independence In

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Freedom Date:

Your FIRE Number
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Path to Freedom

Frequently Asked Questions

What is the “4% Rule”?
The 4% rule suggests you can safely withdraw 4% of your portfolio in the first year of retirement (adjusted for inflation thereafter) without running out of money for at least 30 years.
How do I lower my FIRE number?
Your FIRE number is purely based on your annual spending. For every $100/month you cut from your budget, you need $30,000 less invested to retire.
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