Car Affordability Calculator
Start with your monthly budget. We’ll tell you the maximum “Sticker Price” you can afford.
Your Budget
$
How much cash can you spare each month?
%
%
$
$
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Max Vehicle Price
$0
The sticker price you can afford.
Loan Principal
$0
Total Interest
$0
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Buying Power Breakdown
Details
Max Sticker Price
$0
Bank Loan
$0
Down Payment
$0
Trade-In
$0
Est. Taxes & Fees
-$0
Note: Taxes vary by state. This tool assumes taxes are paid upfront, reducing your buying power slightly.
Frequently Asked Questions
What is the 20/4/10 rule?
Financial experts recommend putting 20% down, financing for no more than 4 years, and keeping total car expenses under 10% of your gross monthly income.
Should I include my trade-in?
Yes! A trade-in acts exactly like cash down payment. It reduces the amount you need to borrow, saving you sales tax (in most states) and interest.